Social housing policy wordings are written in-house with the agreement of our underwriting partners.
Our wordings have been designed to include the bespoke cover requirements needed by housing associations.
Through one to one discussions we can help you to identify your risks and tailor bespoke insurance programmes that reflect your business exposures.
For example you may prefer to have aggregate protection or a single excess for each event and benefit from a specific product enhancement. We’ll tailor or wordings to your requirements and suggest improvements where possible.
With BBi, you will have a dedicated team who will be your day to day contact for all your insurance needs.
Whilst offering exclusive schemes, we will also approach a wide variety of financially strong markets. Giving you a range of options and alternatives.
We have been providing insurance and risk management advice to a number of associations for over 10 years with our clients ranging from small associations to one of the largest in the sector.
We understand each association has unique risks and we'll tailor our wordings to meet your specific requirements.
Cover is available for all vehicles owned by the organisation. A fleet can be arranged from 3 vehicles upwards.
Bespoke cover is available for financial risks including Professional Indemnity, Directors & Officers and Performance Bonds.
We understand that associations are having to diversify and BBi have the expertise and agility to respond to your changing landscape.
Our service provides protection in the event of a loss and the cost of claims has a direct impact on the premiums charged. Through the development, implementation and ongoing maintenance of your cover, effective risk control and loss prevention practices can limit risk, resulting in fewer incidents and reduce claim costs.
Through a process of continuous improvement, we work together and help you to identify and quantify risk across your organisation and support you in managing these risks. Our comprehensive risk management includes the provision of advice, tools, materials and knowledge transfer capabilities to address weaknesses and develop effective resolutions.
Working together to improve your risk, reduce claims incidents and costs which will help drive down your insurance premiums.
Flexible limits of indemnity are available to ensure you comply with contractual requirements.
Cover can be arranged to sit above the NHF standard cover as an excess layer or cover can be arranged as primary with client opting out of the NHF scheme.
Whilst a quote will be available, options to insure on a 1st loss basis via Lloyds are also included. We are able to offer both Pool Re and options to insure on a first loss basis, which can offer premium savings.
More than just Insurance
We have the expertise to deliver a bespoke, specialist, insurance programme that can be tailored to your specific needs. We cover all your risks from housing property and associated liabilities to engineering and financial lines incorporated within the same programme.
Our insurance products are enhanced with great service and support delivered by some of the industry’s specialist advisers and can include:
Claims management expertise
We’re committed to giving you an efficient claims service with prompt settlement of all insured losses. Working with our claims experts your material damage losses will be dealt with immediately and effectively. This ensures minimal disruption and inconvenience for your tenants.
Liability claims are closely managed to ensure claims are settled promptly and rigorously defended where appropriate.
As Chartered Insurance Brokers, BBi have the industry knowledge, insurance experience and ease of access to new & exciting markets.
You get a dedicated Account Manager, responsible for the management of your cover, giving you one point of contact for all your insurance requirements.
BBi employ a dedicated in-house claims team to manage all claims from notifications to settlement ensuring we look after your interests.
Independent & impartial long standing relationships. With extensive, up to date knowledge of the latest legislation and Health & Safety issues faced by your sector.
With our exclusive cover facility, where flexible payment methods are available, you can be sure the policy you receive is tailored for you.
Obtain coverage for the Liability of business, individual vehicle or motor fleet, personal accident, household cover and other exposures you or the business faces.
