As Lloyd’s Brokers, BBi predominantly use Lloyd’s underwriters for medical indemnity insurance.
Importantly, cover includes defence costs where Insurers can defend accusations thus helping to protect your reputation.
It has been known for claims to be brought against medical professionals 10 years or more after retirement, so you need an adviser that is here for the long run. Our 50+ years history highlights we can protect you during and after your career.
Our dedicated team of experts will advise on protecting your reputation and livelihood. We provide cover for healthcare practices as well as individual practitioners including; nurses, doctors, dentists, anesthetists, paramedics, surgeons and pharmacists.
BBi can arrange run off cover. This is required to protect medical professionals when they retire or are no longer practicing. This will cover any claims that may arise subsequent to the original policy being cancelled.
Whether or not your employer or regulator insists that you have cover, medical indemnity insurance can provide vital protection for doctors, dentists, consultants etc… when things go wrong, or more importantly, when it is alleged that things have gone wrong.
Whether you run a hospital, fertility clinic or nursing home you will have a medical malpractice exposure. No amount of experience, training and corporate governance can prevent mistakes or prevent a patient from alleging that there has been a mistake.
For most healthcare professionals, it is a regulatory requirement that you have some form of medical malpractice cover, such as GP’s, dentists and surgeons. For others, such as dental nurses and radiographers, it is highly recommended so there is cover to defend an allegation made against you.
Whilst your job will sometimes stipulate amount of indemnity cover you need, bear in mind that this is the minimum. We can arrange limits from £250,000 - £10m for individuals.
You will never find an insurance company who will advise you on how much cover you need and this changes as society gets more litigious and people look for compensation when something goes wrong.
We get involved in all aspects of risk control to help you understand and manage the risks to your business.
£10,000,000 Limit of Indemnity as standard. Higher limits available.
Covers your legal liability to insure your employee's for death or injury sustained in the course of their employment.
£5,000,000 Limit of Indemnity as standard. Higher limits available.
Cover your legal cost and compensation awarded against your business if a third party is injured or their property suffers damage whilst at your business premises or when you are engaged in activity on their premises or site.
£5,000,000 Limit of Indemnity as standard. Higher limits available.
Provides cover for your liability if a product that you make or supply causes personal injury or damage to property.
BBi provide cover for a wide range of organisations, including:
Work with BBi to find the right cover for you.
As Chartered Insurance Brokers, BBi have the industry knowledge, insurance experience and ease of access to new & exciting markets.
You get a dedicated Account Manager, responsible for the management of your cover, giving you one point of contact for all your insurance requirements.
Unlike other providers, BBi employ a dedicated in-house claims team to manage all claims from notifications to settlement ensuring we look after your interests.
Independent & impartial long standing relationships. With extensive, up to date knowledge of the latest legislation and Health & Safety issues faced by your sector.
With our exclusive cover facility, where flexible payment methods are available, you can be sure the policy you receive is tailored for you.
Obtain coverage for the Liability of business, individual vehicle or motor fleet, personal accident, household cover and other exposures you or the business faces.
